We didn’t start this project to repeat the same old FIRE advice.

We started it because we’ve lived it — and realized it wasn’t enough.

The traditional 4% rule — the idea that you can safely withdraw 4% of your retirement portfolio annually — has helped many people start their journey. But in today’s world of market uncertainty, inflation volatility, and longer lifespans, playing it safe might not be safe enough.

So we built something different.